1.21 acre lot in Alford, FL. Owner financed.

Owner Finance

$16,999

Lot Size

1.21 acres (approximately)

Parcel

02-2N-11-0095-2380-0480

GPS

30.634726, -85.369576

Deed Type

Owner financed contract to warranty deed

Location

Trenton Ave, Alford, FL 32420

1.21 acre wooded lot with road frontage in a quiet area. County maintained roads, Mobile homes were recently approved for Compass Lake in the Hill lots. Site built and Modular homes. Easy access to Hwy 231 for trip to Panama City Beach or head North to I-10. Excellent fishing and swimming in the area on 2 nice lakes. Convenient to a Dollar General or Alford FL just down the road. Come get away from it all and enjoy the open skies at night. This lot is high and dry.

Owner Finance Options

5 years (8.5%), down payment $500 – monthly payment $328.26
7 years (8.5%), down payment $500 – monthly payment $253.38
10 years (8.5%), down payment $500 – monthly payment $198.38

Owner Finance Terms

$1.99 monthly processing fee apply to each invoice.

No pre-payment penalty.

No credit check, everyone can buy it.

We allow you to develop the land once 25% of purchase price is paid.

Alford is located about 90 miles from the famous Destin Beach, and only 50 miles from Panama City beach.

Listing ID: RL-2024-141122

Other Information

Legal
: LOT 48 BLK 238 COMPASS LAKE HILLS UNIT 6
Road Access
: Dirt road access.
Zoning
: Rural Residential. Mobile homes allowed. Modular homes allowed. Minimum size 1,100 sq ft.
Utilities
: Electricity Available. Well and septic needed.
Taxes
: $107.41 annually

THINGS TO DO IN THE AREA:

Some nearby lakes and water bodies include:

1. Compass Lake – A private lake in the Compass Lake in the Hills community, offering fishing, boating, and swimming opportunities for residents.

2. Merritt’s Mill Pond – Located in nearby Marianna, this scenic pond is known for its crystal-clear spring water and is popular for kayaking, canoeing, and fishing.

3. Chipola River – A picturesque river that runs through the area, providing opportunities for boating, paddling, and fishing.

4. McCormick Lake – second largest in Florida.

There are several public parks located near Trenton Avenue in Alford, Florida where residents can enjoy outdoor recreation and activities. Some of the nearby public parks include:

1. Blue Springs Park – Blue Springs Park is located in Marianna, Florida, and features a spring-fed swimming area, picnic shelters, nature trails, and a campground.

2. Pittman Park – Pittman Park is a community park in nearby Marianna that offers playgrounds, sports fields, picnic areas, and walking trails.

3. Chipola River Greenway – The Chipola River Greenway is a scenic trail system along the Chipola River that offers opportunities for hiking, biking, and birdwatching.

Deposit

$500.00

Pay Deposit

The deposit will be deducted from the full purchase price and recording fees covered by the company.

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FAQ

Questions buyers ask before they commit.

If you don't see yours here, call or text 678-708-6969.

Getting started

Can I buy land with no credit check?

Yes. We don't check credit history. Everyone qualifies — no application, no waiting for approval. You pick the property, put down a deposit, and you're in.

How much is the deposit?

Most properties require $500 down. Higher-value properties may require $1,000. The listing page always shows the exact deposit amount before you commit.

Is the deposit refundable?

Yes, within 24 hours. After that, the deposit is non-refundable because the property is pulled from the market and held exclusively for you.

When does my first monthly payment start?

You'll have at least 30 days between your down payment and your first monthly payment. You won't be paying both at the same time.

Is this like a rent-to-own model?

Similar idea. You make monthly payments toward ownership, and the deed transfers once the balance is paid in full. The difference: you're buying real property under a recorded land contract, not renting.

Is owner-financed land a safe way to buy property?

Yes, when the terms are clearly spelled out — and ours are. Read the agreement, understand the payment structure, and do your own due diligence on the property before buying. You can read verified buyer reviews on Trustpilot.

Still have a question?

Call or text 678-708-6969 · sales@rinaland.com

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