How To Buy
The Deposit
Cash Purchases
Once a deposit is paid, you will receive a Real Estate purchase agreement from our closing coordinator. You have an option to sign a contract electronically.
After the contract is signed, the remaining balance is due within 10 days. Payment options are Wire transfer, Direct deposit, ACH transfer, Cashier’s check, Venmo or Zelle. Payment instructions are provided along with the contract.
When full payment is received by our office, you will be emailed a confirmation. The deed is drafted and sent to you for proofreading.
Once the deed is approved, we will file the documents with the county to transfer ownership of the property to your name. Copy of the deed will be emailed to your first, and once your deed is recorded it will be mailed to you for your records.
Owner Financing
We own each property we sell and we finance the land through our company. There is no approval required and no credit check.
Once a deposit is made, you will get a contract from the closing coordinator. You can sign a contract and choose the term electronically.
After the contract is signed and the term chosen, we will prepare a Legal Agreement for Deed and mail you an owner financed package via express mail.
The legal Agreement will have to be signed by you in front of a notary and mailed back along with your first month payment.
Your first monthly payment will start in about 30-45 days from your initial down payment. All invoices are emailed to you on a monthly basis and you will have several payment options to make your monthly payment.
All property taxes are prorated monthly and added to your monthly bill.
There is no prepayment penalty. As soon as the property is paid in full we will transfer ownership to your name and file the deed with the county at no expense to you.
How to Buy Land
Questions buyers ask before they commit.
If you don't see yours here, call or text 678-708-6969.
Getting started
Can I buy land with no credit check?
How much is the deposit?
Is the deposit refundable?
When does my first monthly payment start?
Is this like a rent-to-own model?
Is owner-financed land a safe way to buy property?
What payment methods do you accept?
Can I pay off my property early?
Are my monthly payments refundable if I stop paying?
Who pays property taxes?
Who pays the deed recording fee?
Ownership & deed
Do I get the deed right away?
How long does it take to receive my deed after payoff?
Can I sell or transfer my contract to someone else?
Why doesn't the seller provide title insurance?
Using the land
Can I use the land while I'm still making payments?
Can I build on the land before it's fully paid off?
Can I move onto the land before it's paid off?
Can I camp or stay on the property?
Will the seller provide utilities or maintain roads?
What does "as is" mean?
Late payments & default
What happens if I miss a payment?
Will I lose the property if I stop paying?
What does "time is of the essence" mean?
Policies
Why are monthly payments non-refundable?
Why is there a 25% rule before building?
Still have a question?
Call or text 678-708-6969 · sales@rinaland.com