0.63 acre agricultural lot for sale in Fountain, Florida

Owner Finance

$16,999

Lot Size

0.63 acres

Parcel

02913-000-000

GPS

30.446526, -85.411314

Deed Type

Owner financed contract to warranty deed

Location

Grace Ln, Fountain, FL 32438

Escape the crowds and enjoy the freedom of country living on this beautiful 0.63-acre parcel located on Grace Lane in Fountain, Florida in desirable Bay County.

This property is zoned AG-1 Agricultural, giving you flexibility that is becoming harder and harder to find. Livestock is allowed, making this an excellent opportunity for a mini farm, homestead, weekend retreat, mobile home site, or future homesite. Property is not in a flood zone.

Located in the peaceful Florida Panhandle, Fountain offers the perfect balance of privacy and convenience. You’ll enjoy quiet rural surroundings while still being within easy reach of shopping, restaurants, beaches, and employment centers.

Approximately 30 minutes to Panama City and 40 minutes from Panama City Beach. Located 1 hour from Dothan, Alabama and 1.5 hours from Tallahassee, Florida.

An adjacent lot is available.

Owner Finance Options

5 years (8.5%), down payment $500 – monthly payment $338.50
7 years (8.5%), down payment $500 – monthly payment $261.29
10 years (8.5%), down payment $500 – monthly payment $204.56

Owner Finance Terms

$1.99 monthly processing fee apply to each invoice.

No pre-payment penalty.

No credit check, everyone can buy it.

We allow you to develop the land once 25% of purchase price is paid.

Listing ID: RL-2026-062607

Other Information

Legal
: MCNEILS TRANQUILITY HAVEN LOT 1 BLK 2 218C ORB 250 P 423 ORB 4251 P 1085
Road Access
: Dirt road access.
Zoning
: AG-1. Livestock allowed. No minimum size requirements to build. Mobile homes allowed.
Utilities
: Electricity Available. Well and septic needed.
Taxes
: $60.58 annually

Deposit

$500.00

Pay Deposit

The deposit will be deducted from the full purchase price and recording fees covered by the company.

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FAQ

Questions buyers ask before they commit.

If you don't see yours here, call or text 678-708-6969.

Getting started

Can I buy land with no credit check?

Yes. We don't check credit history. Everyone qualifies — no application, no waiting for approval. You pick the property, put down a deposit, and you're in.

How much is the deposit?

Most properties require $500 down. Higher-value properties may require $1,000. The listing page always shows the exact deposit amount before you commit.

Is the deposit refundable?

Yes, within 24 hours. After that, the deposit is non-refundable because the property is pulled from the market and held exclusively for you.

When does my first monthly payment start?

You'll have at least 30 days between your down payment and your first monthly payment. You won't be paying both at the same time.

Is this like a rent-to-own model?

Similar idea. You make monthly payments toward ownership, and the deed transfers once the balance is paid in full. The difference: you're buying real property under a recorded land contract, not renting.

Is owner-financed land a safe way to buy property?

Yes, when the terms are clearly spelled out — and ours are. Read the agreement, understand the payment structure, and do your own due diligence on the property before buying. You can read verified buyer reviews on Trustpilot.

Still have a question?

Call or text 678-708-6969 · sales@rinaland.com

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