0.23 acre lot in Sebring, Florida with title insurance

Owner Finance

$14,500

Lot Size

0.23 acres

Parcel

C-35-34-28-021-0110-0300

GPS

27.486637, -81.505688

Deed Type

Owner financed contract to warranty deed

Location

552 Darter Ave, Sebring, FL 33872

Build your Florida dream in one of Sebring’s fastest-growing residential neighborhoods! This lot is high and dry, no time limit to build and no HOA.

This 0.23-acre residential lot offers approximately 80 feet of road frontage by 125 feet deep—an excellent size for building your future Florida home. The property is located directly on a dirt road with electricity available nearby. Even better, a new home is currently being built next door, showing active development and growing demand in this part of the community.

Sun ’N Lake is one of Sebring’s most desirable master-planned golf and recreation communities. The area offers beautiful surroundings and access to community attractions including two 18-hole golf courses, parks, playgrounds, tennis and pickleball courts, a fitness center, a resort-style lagoon pool, fishing areas and miles of outdoor recreation.

Enjoy peaceful Central Florida living while remaining convenient to shopping, restaurants, schools, medical facilities and historic Downtown Sebring. The area is also known for its many lakes, Highlands Hammock State Park and the internationally recognized Sebring International Raceway.

Sebring is approximately 85 miles south of Orlando—generally about a 1½- to 2-hour drive—making this a wonderful option for buyers who want affordable Florida land within reach of Orlando and Central Florida attractions.

Owner Finance Options

5 years (8.5%), down payment $500 – monthly payment $287.23
7 years (8.5%), down payment $500 – monthly payment $221.71
10 years (8.5%), down payment $500 – monthly payment $173.58

Owner Finance Terms

$1.99 monthly processing fee apply to each invoice.

No pre-payment penalty.

No credit check, everyone can buy it.

We allow you to develop the land once 25% of purchase price is paid.

Taxes are pro-rated and added to a monthly bill.

Listing ID: RL-2026-105502

Other Information

Legal
: SEBRING HILLS SO UNIT 3 PB 10-PG 10 LOT 30 BLK 11
Road Access
: Dirt road access.
Zoning
: Residential.
Utilities
: Electricity available.
Taxes
: $195.83 annually

Deposit

$500.00

Pay Deposit

The deposit will be deducted from the full purchase price and recording fees covered by the company.

Have a question?

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FAQ

Questions buyers ask before they commit.

If you don't see yours here, call or text 678-708-6969.

Getting started

Can I buy land with no credit check?

Yes. We don't check credit history. Everyone qualifies — no application, no waiting for approval. You pick the property, put down a deposit, and you're in.

How much is the deposit?

Most properties require $500 down. Higher-value properties may require $1,000. The listing page always shows the exact deposit amount before you commit.

Is the deposit refundable?

Yes, within 24 hours. After that, the deposit is non-refundable because the property is pulled from the market and held exclusively for you.

When does my first monthly payment start?

You'll have at least 30 days between your down payment and your first monthly payment. You won't be paying both at the same time.

Is this like a rent-to-own model?

Similar idea. You make monthly payments toward ownership, and the deed transfers once the balance is paid in full. The difference: you're buying real property under a recorded land contract, not renting.

Is owner-financed land a safe way to buy property?

Yes, when the terms are clearly spelled out — and ours are. Read the agreement, understand the payment structure, and do your own due diligence on the property before buying. You can read verified buyer reviews on Trustpilot.

Still have a question?

Call or text 678-708-6969 · sales@rinaland.com

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