0.31 acres in Fountain, FL. Close to Panama City Beach

Owner Finance

$15,500

Lot Size

0.31 acres

Parcel

01903-000-000

GPS

30.471192, -85.427172

Deed Type

Owner financed contract to warranty deed

Location

11926 Hibiscus St, Fountain, FL 32438

Escape the crowds and enjoy the freedom of country living on this beautiful 0.31 acre parcel located on Hibiscus Street in Fountain, Florida in desirable Bay County. This double lot is partially cleared. A $600 sewage permit is on file, and engineer-stamped plans are available for this address.

Located in the peaceful Florida Panhandle, Fountain offers the perfect balance of privacy and convenience. You’ll enjoy quiet rural surroundings while still being within easy reach of shopping, restaurants, beaches, and employment centers. Convenient access to Highway 231 connects you to Panama City’s everyday conveniences.

Approximately 30 minutes to Panama City and 40 minutes from Panama City Beach. Located 1 hour from Dothan, Alabama and 1.5 hours from Tallahassee, Florida.

Owner Finance Options

5 years (8.5%), down payment $500 – monthly payment $307.75
7 years (8.5%), down payment $500 – monthly payment $237.55
10 years (8.5%), down payment $500 – monthly payment $185.98

Owner Finance Terms

$1.99 monthly processing fee apply to each invoice.

No pre-payment penalty.

No credit check, everyone can buy it.

We allow you to develop the land once 25% of purchase price is paid.

Listing ID: RL-2026-090010

Other Information

Legal
: GREEN HILLS SUBD LOTS 19,20 BLK 40 ORB 4455 P 868 MAP 195D4
Road Access
: Dirt road access.
Zoning
: R-2 Residential. Single-family, duplex dwellings and manufactured homes are allowed.
Utilities
: Electricity Available. Well and septic needed. Passed perc test for septic suitability.
Taxes
: $74.92 annually

Deposit

$500.00

Pay Deposit

The deposit will be deducted from the full purchase price and recording fees covered by the company.

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FAQ

Questions buyers ask before they commit.

If you don't see yours here, call or text 678-708-6969.

Getting started

Can I buy land with no credit check?

Yes. We don't check credit history. Everyone qualifies — no application, no waiting for approval. You pick the property, put down a deposit, and you're in.

How much is the deposit?

Most properties require $500 down. Higher-value properties may require $1,000. The listing page always shows the exact deposit amount before you commit.

Is the deposit refundable?

Yes, within 24 hours. After that, the deposit is non-refundable because the property is pulled from the market and held exclusively for you.

When does my first monthly payment start?

You'll have at least 30 days between your down payment and your first monthly payment. You won't be paying both at the same time.

Is this like a rent-to-own model?

Similar idea. You make monthly payments toward ownership, and the deed transfers once the balance is paid in full. The difference: you're buying real property under a recorded land contract, not renting.

Is owner-financed land a safe way to buy property?

Yes, when the terms are clearly spelled out — and ours are. Read the agreement, understand the payment structure, and do your own due diligence on the property before buying. You can read verified buyer reviews on Trustpilot.

Still have a question?

Call or text 678-708-6969 · sales@rinaland.com

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