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Owner Finance

$16,999

Lot Size

0.43 acres

Parcel

24-09-24-4075-0280-0130

GPS

29.701225, -81.856076

Deed Type

Owner financed contract to warranty deed

Location

Gloria Ave, Interlachen, FL 32148

Beautiful 0.43 acre double lot. Ready for your dream build in a rural environment yet still just a short ride to town for all of your shopping and dining. The property is approximately 20 miles from Palatka, 35 miles from Gainesville, 47 miles from St. Augustine, and 65–70 miles from Jacksonville. With electricity available and a growing community, this is perfect for either a builder looking to invest or for that buyer who’s been waiting to build on their own land. Owner financing is available! This lot is not in a flood zone. No HOA or time limit to build. 

This property is approximately 3–5 miles from State Road 20 and Lake Grandin, 4–6 miles from downtown Interlachen, 10–13 miles  from Highway 100, 20–23 miles from Palatka, and 21–25 miles from Putnam Hospital.

Road: Dirt road access

Utilities: Electric available. Water & Septic needed.

Property Tax: $167.12

Zoning: Mobile homes, manufactured or single family homes allowed. No minimum size requirements. RV might be used for temporary shelter without permit with conditions (RV must be self-contained, the extent of the stay in the RV does not exceed 14 consecutive days, or 120 non-consecutive days in a given calendar year). If planning to build on the property, the RV temporary use permit is available and shall have a duration limited to 24 months.

Legal: INTERLACHEN LAKES ESTATES UNIT 16 FREDERICK TOWN MB5 P4 BLK 28 LOTS 13 + 14

Owner Finance Terms
  • 5 years (8.5%), down payment $500 – monthly payment $338.50
  • 7 years (8.5%), down payment $500 – monthly payment $261.29
  • 10 years (8.5%), down payment $500 – monthly payment $204.56

Owner Finance Terms

$1.99 monthly processing fee apply to each invoice.

No pre-payment penalty.

No credit check, everyone can buy it.

Listing ID: RL-2026-105501

Deposit

$500.00

Pay Deposit

The deposit will be deducted from the full purchase price and recording fees covered by the company.

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FAQ

Questions buyers ask before they commit.

If you don't see yours here, call or text 678-708-6969.

Getting started

Can I buy land with no credit check?

Yes. We don't check credit history. Everyone qualifies — no application, no waiting for approval. You pick the property, put down a deposit, and you're in.

How much is the deposit?

Most properties require $500 down. Higher-value properties may require $1,000. The listing page always shows the exact deposit amount before you commit.

Is the deposit refundable?

Yes, within 24 hours. After that, the deposit is non-refundable because the property is pulled from the market and held exclusively for you.

When does my first monthly payment start?

You'll have at least 30 days between your down payment and your first monthly payment. You won't be paying both at the same time.

Is this like a rent-to-own model?

Similar idea. You make monthly payments toward ownership, and the deed transfers once the balance is paid in full. The difference: you're buying real property under a recorded land contract, not renting.

Is owner-financed land a safe way to buy property?

Yes, when the terms are clearly spelled out — and ours are. Read the agreement, understand the payment structure, and do your own due diligence on the property before buying. You can read verified buyer reviews on Trustpilot.

Still have a question?

Call or text 678-708-6969  ·  sales@rinaland.com

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